401k Employer Match Limit 2025. Employer contributions affect 401(k) contribution limit for the aggregate limit, which is the combined limit for employee and employer contributions. If you and your employer are both contributing to your 401(k), the total contributions to the account can't exceed $70,000 in 2025.

Those 50 and over can contribute an additional $3,500 for maximum contributions of $20,000. However, there is a separate, higher cap that applies to your combined total contributions from salary deferrals and employer match.