Max 401k Contribution 2025 Married. The 401(k) contribution limit for employees in 2025 has increased to $23,500, up from $23,000 in 2024. Iras, insurance contracts, etc., in early 2025 documenting ira.

To receive the credit, your annual income in 2025 must fall below $79,000 if you are married filing jointly, $57,375 if you file as a head of household, or $39,500 if you are a single. Each spouse can contribute up to $23,000 in their 401 (k) account for 2024, or up to $46,000 as a couple.